Author Archives: Colleen Craig

Corona virus Mortgage at zero percent?

Posted on March 17, 2020 by Colleen Craig
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5 Tips for Buying a House with Student Loans

Posted on January 9, 2020 by Colleen Craig

5 Tips for Buying a House with Student Loans January 8, 2020 – By Lexi Klinkenberg   The thought of buying a house with student loans can be daunting, but that doesn’t mean it’s impossible. With a proper strategy in place, and … Continue reading →

Posted in All Blogs, Grants and down payment assistance, Interest Rates | Leave a comment

What is a 1031 exchange?

Posted on September 14, 2017 by Colleen Craig

What is a 1031 exchange? Section 1031 of the Internal Revenue Code allows a taxpayer who owns a property held for investment or used in a business to exchange a relinquished property and defer paying federal, state capital gain taxes … Continue reading →

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Solar panels and refinancing

Posted on August 29, 2017 by Colleen Craig

Solar panels and refinancing. It is a problem if you have solar panels if you want to refinance or sell your house? The answer is that it depends on which type of program you participated in and if you financed … Continue reading →

Posted in Uncategorized | 2 Comments

Mortgage Loan Application checklist

Posted on April 23, 2014 by Colleen Craig

Mortgage Loan Application checklist LOAN APPLICATION When applying for a home loan, you will need to supply your lender with… YOUR PLACE OF RESIDENCE: •·  If you rent: Name, address and phone # of your current landlord. If you own your home and … Continue reading →

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What is a 203k Loan

Posted on April 19, 2014 by Colleen Craig

What is a 203k Loan 203k MADE SIMPLE   In Southern California, FHA loans were just not utilized over the past 10 or so years because of the FHA Maximum Mortgage limits But now that the limits have been increased … Continue reading →

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First Time Homebuyer Grants for Police Officers, Veterans and Military in SCV and SFV

Posted on May 22, 2013 by Colleen Craig

First Time home buyer Grants for Police Officers, Veterans and Military in Santa Clarita and San Fernando Valley are now available as of May, 2013! Are you a police officer, Sheriff, CHP, active military or Veteran looking to buy a … Continue reading →

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Why committing mortgage fraud should scare you

Posted on October 20, 2011 by Colleen Craig

  Why committing mortgage fraud should scare you Be Scared! Be very very Scared!   On the theme of Halloween, I feel that it’s a perfect time to talk about being scared in the real estate industry on a daily … Continue reading →

Posted in 203k Loans, FHA LOans, Uncategorized | Tagged , , , , | 1 Comment

I can pick my own interest rate?

Posted on August 31, 2011 by Colleen Craig

I can pick my own interest rate? How come other lenders haven’t told me that I can pick my own rate? Before I get into the rates and fees, make sure you check to see that the loan professional you … Continue reading →

Posted in Closing Costs, Interest Rates | Leave a comment

$4,000 Grant for First- Time Homebuyers who buy within the San Fernando and Santa Clarita Valleys!

Posted on June 23, 2011 by Colleen Craig

$4,000 Grant for First- Time Homebuyers who buy within the San Fernando and Santa Clarita Valleys!   The Southland Regional Association of Realtors is currently offering grants to qualified first-time home buyers who purchase an REO/foreclosure or short-sale property, or an … Continue reading →

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